Baby Steps, Kinda

Photo by Fabian Blank on Unsplash

Months ago, I made this post and this post in relation to money and budgeting and our debt.

Since those posts, we’ve gotten waaaaaay off track with our resolve to save and not spend, and it’s worse than before. Meal planning is still going strong, but so is our spending.

Photo by rawpixel on Unsplash
I’ve been listening to the Dave Ramsey podcast, and while I don’t 100% agree with everything he says, like having no credit cards or credit at all really, but I think he has excellent ideas. Kalen has just started to track our spending (I am a paper and pen gal, and he set up an app…haha), and we’re going to sit down and once again budget. We make more than enough to pay down our debt but we’re not spending wisely, or paying things down wisely.

We haven’t actually sat down yet to do the actual budget/plan, but today, for example, we used cash for groceries. We more or less stuck to it but I grabbed a few Aldi finds (addicted!) and that definitely put us over.

I’ll make an updated and detailed post when we’ve finalized it all, but I’m excited, believe it or not, to do this for real this time.

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